VERA-COLINA, Mary A; RODRIGUEZ-MEDINA, Guillermo    MELGAREJO-MOLINA, Zuray. Financial planning and access to financing in small and medium-sized companies in the Venezuelan manufacturing sector. []. , 21, 42, pp.99-112. ISSN 0121-5051.

The relationship between the presence of financial planning and difficulties regarding access to financing in small and medium-sized companies (SMEs) in the Venezuelan manufacturing sector is studied. This is an explicative type research work, designed as non-experimental, crosssectional and correlational field work, applied to a sample of 67 SMEs. A questionnaire was applied and a review was made of the relevant literature, to establish the characteristics of the selected variables, according to the high-medium-low measurement for each of the selected indicators. The preliminary results make it possible to affirm that the financial planning variable demonstrates a medium presence in the companies, with medium and low levels of coordination among their components. Average access to financing is classified as low, marked by a medium-high access to credit from suppliers, medium access in reinvestment of profits and medium-low access to bank credit lines. There is also evidence of financing patterns compatible with the Pecking Order Theory. The conclusion is that there is a weak relationship between the characteristics of financial planning and the levels of access to financing, with the inference that the behavior of these variables is determined by a multiplicity of factors.

: Small and medium-sized enterprises; SMEs; financial economics; financial planning; access to financing; strategic planning.

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