Abstract

HERNANDEZ CORRALES, LILIANA; MENESES CERON, LUIS ÁNGEL  and  BENAVIDES, JULIÁN. DESARROLLO DE UNA METODOLOGÍA PROPIA DE ANÁLISIS DE CRÉDITO EMPRESARIAL EN UNA ENTIDAD FINANCIERA. estud.gerenc. [online]. 2005, vol.21, n.97, pp.129-165. ISSN 0123-5923.

The paper studies the relevant factors to establish a methodology for credit analysis. The firm financial statements are reclassified to produce results under the same parameters. The financial statements are analyzed to assess the firm financial quality. Additionally, two methodologies for credit risk analysis are present: a scoring model and a internal weighting model.

Keywords : Financial statements; credit risk; scoring; internal weighting model.

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