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Suma de Negocios
versión impresa ISSN 2215-910Xversión On-line ISSN 2027-5692
Resumen
ABAD VARAS, Marcelo; MENDOZA RODRIGUEZ, Jacinto y GARCIA ESPINOZA, Lupe. The popular-solidarity microcredit in the province of Santa Elena, descriptive study of the cooperative segment 1. suma neg. [online]. 2022, vol.13, n.29, pp.124-131. Epub 23-Jul-2023. ISSN 2215-910X. https://doi.org/10.14349/sumneg/2022.v13.n29.a5.
Introduction/objective:
The popular and supportive microcredit is a dynamic element of economic development. Its validity and growth are vital for developing territories, such as the one considered in this work, province of Santa Elena in the Republic of Ecuador. It empowers the generation of sources of employment, availability of sustenance to cover the needs of segments of the population with insufficient income.
Methodology:
The research is quantitative with a descriptive scope with a non-experimental design. It is based on secondary data corresponding to placements of popular and solidarity microcredit of segment 1.
Results:
The growth of popular and solidarity microcredit placements in the province of Santa Elena has been discreet, even during periods of unfavorable externalities such as the period of the COVID-19 pandemic, in which its positive interannual variation was maintained.
Conclusions:
Popular and solidarity microcredit has placed resources in productive agents so that, based on principles of social, environmental, and solidarity responsibility, a distribution of resources is generated in disadvantaged agents, generating evidence of a model that generates economic development.
Palabras clave : Microcréditos; economía popular y solidaria; segmento cooperativo financiero 1; colocaciones financieras; operaciones financieras; provincia de Santa Elena..