Resumen

HERNANDEZ ESCOLAR, HUGO ALFONSO; MENDEZ SAYAGO, JHON ALEXANDER  y  CARRENO AMAYA, NUBIA STELLA. MICROCREDIT ACTIVITY APPROACHES IN COLOMBIA. Rev.fac.cienc.econ. [online]. 2011, vol.19, n.2, pp.73-88. ISSN 0121-6805.

This article exposes economic benefits from funding space available for low income population in the country. Also, it shows various practical interpretations on real possibilities of microcredit as a development tool, comparing characteristic elements from Grameen Bank experience in relation to microcredit institutionalization in Colombia. The problem of micro-financing is examined in the light of conventional economic analysis. From that perspective institutional environment elements are treated in various countries, then a Colombian review is presented. Finally, a series of representative indicators of microcredit are explored. The assessed indicators suggest that there is space for microcredit expansion with profitable conditions; it is convenient to do further research emphasizing on the magnitude and impact of such growth on the general economy.

Palabras clave : Microcredit; Microfinance; Poor's bank; Micro-financial institutions.

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