Resumen

DIAS LOPES, Luis Felipe et al. Meaning of Money and Propensity for Indebtedness: Reflections of the COVID-19 Pandemic. Rev.fac.cienc.econ. [online]. 2023, vol.31, n.2, pp.21-36.  Epub 15-Dic-2023. ISSN 0121-6805.  https://doi.org/10.18359/rfce.6407.

The context of the COVID-19 pandemic has simultaneously generated social and economic restrictions, directly influencing the behavior and financial situations of individuals. Therefore, the aim of this research was to analyze the relationship between the meaning of money and the propensity for indebtedness among individuals in the educational environment in different regions of Brazil during the COVID-19 pandemic. In order to understand this relationship, quantitative research was conducted with primary data (n = 521), collected from June to July 2020. Descriptive statistics, multiple regression, cluster analysis, and correspondence analysis were used to analyze the data. The results indicate that the studied population attributes different meanings to money, emphasizing culture and stability. Furthermore, it was observed that the value assigned to money and the propensity for indebtedness were Influenced by behavioral and pandemic factors, and that gender and marital status Influenced the variables studied. In summary, the results provide an empirical insight into how the propensity for indebtedness behaved during the pandemic period.

Palabras clave : Behavioral Finance; Propensity for Indebtedness; Meaning of Money; COVID-19.

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