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Cuadernos de Desarrollo Rural
versión impresa ISSN 0122-1450
Resumen
TAPELLA, Esteban y FRIGERIO, María-Magdalena. Old wine in new bottles? Rural credit and small scale agriculture: Lessons from the case of Social and Agricultural Programme in Argentina. Cuad. Desarro. Rural [online]. 2011, vol.8, n.67, pp.17-43. ISSN 0122-1450.
This article briefly explores how rural financial approaches have been evolving over the past three decades as development paradigms shifted from large State intervention to adjustment and liberalisation policies. Particular attention is given to the question about how rural credit programmes can combine social objectives (high outreach) with financial performance. To provide this analysis with an empirical foundation, the case of the Social and Agricultural Programme (PSA) in Argentina is assessed. The study demonstrates that the ten years long experience of PSA resulted in a high outreach level but low recovery rates. Based on the financial analysis, recommendations are presented as the policy implications of the study.
Palabras clave : rural credit; microfinance; rural development; peasantry; rural development; microcredit; poverty alleviation; peasantry; Argentina.