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Estudios Gerenciales
versão impressa ISSN 0123-5923
Resumo
GARCIA-MATA, Osvaldo. Financial Literacy among millennials in Ciudad Victoria, Tamaulipas, Mexico. estud.gerenc. [online]. 2021, vol.37, n.160, pp.399-412. Epub 17-Jun-2021. ISSN 0123-5923. https://doi.org/10.18046/j.estger.2021.160.4021.
This paper aimed to measure financial literacy among millennials in Ciudad Victoria, Tamaulipas, Mexico; to evaluate three measurement indexes to determine the most convenient and to explore its relationship with some socioeconomic variables. A method based on principal component factor analysis and ordered probit models was employed. The results confirm a significant gender gap persists among the sample analyzed, a positive relationship between training in finance and economics and financial literacy, and that a good model to measure it should evaluate knowledge about inflation, risk diversification, simple interest, and compound interest. These findings can be applied to the design of financial education strategies to promote investment and entrepreneurship among young people, resulting in economic and social development.
Palavras-chave : financial literacy; financial knowledge; gender gap; millennials.